:root{
  --navy:#0F1B2D; --navy-2:#1B2A40; --navy-3:#26385A; --light:#F7F7F4; --white:#FFFFFF;
  --amber:#F2A20C; --amber-soft:#FFF6E3; --amber-ink:#8A5A00; --muted:#4A5565; --line:#E3E4DF;
  --green:#1F7A4D; --green-soft:#E8F5EE;
  --radius:16px; --max:1120px; --prose:760px;
  --shadow:0 1px 2px rgba(15,27,45,.04),0 4px 14px rgba(15,27,45,.05);
  --shadow-hover:0 2px 4px rgba(15,27,45,.06),0 12px 28px rgba(15,27,45,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--navy);background:var(--light);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Space Grotesk",Inter,sans-serif;line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)} h2{font-size:clamp(1.5rem,2.8vw,2.05rem)} h3{font-size:1.15rem}
p{margin:0 0 1em} a{color:var(--navy);text-underline-offset:3px} a:hover{color:var(--amber-ink)}
img{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.skip-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:var(--white);padding:8px 12px;z-index:10}
:focus-visible{outline:2px solid var(--amber);outline-offset:2px}

/* ---------- header ---------- */
.site-header{background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{display:inline-flex;flex-shrink:0}
.brand img{height:44px;width:auto;display:block}
.nav{display:flex;gap:4px}
.nav a{text-decoration:none;font-weight:500;font-size:.97rem;padding:9px 14px;border-radius:999px;color:var(--navy);white-space:nowrap;transition:background .15s}
.nav a:hover{background:var(--light);color:var(--navy)}
.nav a[aria-current="page"]{background:var(--navy);color:var(--white)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:12px;font-weight:600;text-decoration:none;transition:background .15s,transform .15s,border-color .15s}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--amber);color:var(--navy)} .btn-primary:hover{background:#FFB52E;color:var(--navy)}
.btn-ghost{border:1.5px solid #3A4A62;color:var(--light)} .btn-ghost:hover{border-color:var(--light);color:var(--light)}
.btn-dark{background:var(--navy);color:var(--white)} .btn-dark:hover{background:var(--navy-3);color:var(--white)}
.btn .arrow{transition:transform .15s} .btn:hover .arrow{transform:translateX(3px)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--navy);color:var(--light);padding:84px 0 92px}
.hero::before{content:"";position:absolute;right:-180px;top:-220px;width:720px;height:720px;border-radius:50%;background:radial-gradient(circle,rgba(242,162,12,.22) 0%,rgba(242,162,12,.06) 40%,rgba(242,162,12,0) 70%);pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:26px 26px;mask-image:linear-gradient(90deg,transparent 30%,#000 100%);-webkit-mask-image:linear-gradient(90deg,transparent 30%,#000 100%);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:56px;align-items:center}
.hero h1{color:var(--white)}
.hero p.lead{font-size:1.18rem;color:#C9CED6;max-width:560px}
.hero .glow{display:inline-block;width:10px;height:10px;border-radius:50%;background:var(--amber);box-shadow:0 0 0 6px rgba(242,162,12,.22),0 0 18px rgba(242,162,12,.6);margin-right:12px;vertical-align:middle}
.eyebrow{font-size:.82rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--amber);margin-bottom:18px}
.hero-stats{display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:32px;margin-top:40px;padding-top:28px;border-top:1px solid var(--navy-3);max-width:560px}
.hero-stats div{font-size:.85rem;color:#A9B2C0;line-height:1.4}
.hero-stats strong{display:block;font-family:"Space Grotesk",sans-serif;font-size:1.35rem;color:var(--white);letter-spacing:-.01em}

/* sample deal card in hero */
.hero-card{position:relative;background:var(--white);color:var(--navy);border-radius:20px;padding:24px;box-shadow:0 0 0 10px rgba(255,255,255,.06),0 30px 60px rgba(0,0,0,.4);transform:rotate(1.5deg);max-width:400px;justify-self:end;width:100%}
.hc-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.hc-store{font-size:.85rem;color:var(--muted);font-weight:500}
.hc-title{font-family:"Space Grotesk",sans-serif;font-weight:700;font-size:1.2rem;line-height:1.25;margin-bottom:10px}
.hc-price{display:flex;align-items:baseline;gap:10px;margin-bottom:18px}
.hc-price strong{font-size:1.6rem;font-family:"Space Grotesk",sans-serif;letter-spacing:-.02em}
.hc-price s{color:var(--muted)}
.checks{list-style:none;padding:16px 0 0;margin:0;border-top:1px dashed var(--line);display:grid;gap:10px}
.checks li{display:flex;align-items:center;gap:10px;font-size:.95rem;font-weight:500}
.checks li::before{content:"";flex:0 0 22px;height:22px;border-radius:50%;background:var(--green-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F7A4D' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/13px no-repeat}
.hc-stamp{margin-top:18px;display:flex;align-items:center;gap:8px;font-size:.8rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--amber-ink)}
.hc-stamp::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--amber);box-shadow:0 0 0 4px rgba(242,162,12,.2)}

/* ---------- sections ---------- */
section{padding:72px 0}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;margin-bottom:28px}
.section-head h2{margin:0}
.section-head p{margin:.5em 0 0;color:var(--muted);max-width:620px}
.link-arrow{font-weight:600;text-decoration:none;white-space:nowrap}
.link-arrow:hover{text-decoration:underline}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fill,minmax(280px,1fr))}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);transition:box-shadow .2s,transform .2s,border-color .2s}
a.card{text-decoration:none;color:var(--navy);display:block}
.card:hover{box-shadow:var(--shadow-hover)}
a.card:hover{transform:translateY(-2px);border-color:#D2D4CC}
.card p:last-child{margin-bottom:0}
.card .num{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;background:var(--amber-soft);font-family:"Space Grotesk",sans-serif;font-weight:700;color:var(--amber-ink);font-size:.95rem;margin-bottom:16px}
.card a.more{font-weight:600;display:inline-block;margin-top:4px}
.card p{color:var(--muted)}
.card h3{color:var(--navy)}
.guide-card{display:flex;flex-direction:column}
.guide-card .kicker{font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--amber-ink);margin-bottom:10px}
.guide-card .more{margin-top:auto;font-weight:600;color:var(--navy)}
.band{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.notice{background:var(--amber-soft);border:1px solid #F3D9A4;border-radius:12px;padding:14px 18px;font-size:.93rem}
.tags{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none;margin:0}
.tags li{background:var(--light);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.95rem;font-weight:500}

/* CTA panel */
.cta{background:var(--navy);color:#C9CED6;border-radius:24px;padding:48px;display:grid;grid-template-columns:minmax(0,1.4fr) auto;gap:32px;align-items:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;right:-120px;bottom:-200px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(242,162,12,.25),rgba(242,162,12,0) 70%)}
.cta h2{color:var(--white)}
.cta p{margin:0;max-width:560px}
.cta .btn{position:relative}
.fine-notice{margin-top:20px;font-size:.88rem;color:var(--muted)}

/* ---------- article / legal ---------- */
.page-head{background:var(--white);border-bottom:1px solid var(--line);padding:56px 0 40px}
.page-head h1{margin-bottom:.3em}
.page-head p{color:var(--muted);margin:0;font-size:1.05rem;max-width:680px}
.page-head:has(+ .prose) .wrap,.page-head.narrow .wrap{max-width:calc(var(--prose) + 48px)}
.prose{max-width:calc(var(--prose) + 48px);padding:48px 24px 80px;margin:0 auto}
.prose h2{font-size:1.4rem;margin-top:2em} .prose > h2:first-child{margin-top:0} .prose h3{margin-top:1.5em}
.prose ul,.prose ol{padding-left:1.2em} .prose li{margin-bottom:.45em}
.prose table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.95rem;background:var(--white);border:1px solid var(--line);border-radius:12px;border-collapse:separate;border-spacing:0;overflow:hidden}
.prose th,.prose td{text-align:left;border-bottom:1px solid var(--line);padding:12px 14px;vertical-align:top}
.prose th{background:#FAFAF8;font-weight:600}
.prose tr:last-child td{border-bottom:0}
.prose .grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.meta{color:var(--muted);font-size:.95rem}

/* steps (how it works) */
.steps{list-style:none;padding:0;margin:0;display:grid;gap:18px;counter-reset:step}
.step{display:grid;grid-template-columns:56px 1fr;gap:20px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.step-num{width:56px;height:56px;border-radius:16px;background:var(--navy);color:var(--amber);display:flex;align-items:center;justify-content:center;font-family:"Space Grotesk",sans-serif;font-weight:700;font-size:1.3rem}
.step h2{font-size:1.3rem;margin:4px 0 .4em}
.step p{color:var(--muted)} .step p:last-child{margin-bottom:0}
.step .checks{border:0;padding:6px 0 0;gap:12px}
.step .checks li{align-items:flex-start;font-weight:400;color:var(--muted)}
.step .checks li strong{color:var(--navy)}
.step .checks li::before{margin-top:2px}
.money{margin-top:28px;background:var(--amber-soft);border:1px solid #F3D9A4;border-radius:var(--radius);padding:28px}
.money h2{font-size:1.3rem}
.money p{margin:0}

/* ---------- form ---------- */
form .field{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
label{font-weight:600;font-size:.95rem}
input,textarea,select{font:inherit;padding:12px 14px;border:1.5px solid #C9CBC3;border-radius:10px;background:var(--white);color:var(--navy)}
input:focus,textarea:focus{outline:2px solid var(--amber);outline-offset:1px;border-color:var(--navy)}
button.btn{border:0;cursor:pointer;font:inherit;font-weight:600}

/* ---------- deals ---------- */
.deals-grid.three{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.deals-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.deal{display:flex;flex-direction:column;padding:22px}
.deal-top{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:12px}
.store{font-size:.82rem;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.off{background:var(--green-soft);color:var(--green);border-radius:999px;padding:3px 10px;font-size:.82rem;font-weight:700;white-space:nowrap}
.deal h3{font-size:1.08rem;line-height:1.3;margin:0 0 12px}
.price{display:flex;flex-wrap:wrap;align-items:baseline;gap:2px 10px;margin:0 0 4px}
.price strong{font-family:"Space Grotesk",sans-serif;font-size:1.45rem;letter-spacing:-.02em;white-space:nowrap}
.price strong small{font-size:.62em;font-weight:500;color:var(--muted);margin-left:3px;letter-spacing:0}
.price s{color:var(--muted);font-size:.92rem;white-space:nowrap}
.save{font-size:.88rem;font-weight:600;color:var(--green);margin:0 0 12px}
.deal .meta{font-size:.92rem;margin-bottom:18px}
.deal .btn{margin-top:auto;width:100%;min-height:44px;font-size:.95rem}
.region-head{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap;margin:44px 0 18px}
.region-head h2{margin:0}
.region-head span{color:var(--muted);font-size:.95rem}
.updated{display:inline-flex;align-items:center;gap:8px;font-size:.9rem;font-weight:500;color:var(--green);background:var(--green-soft);border-radius:999px;padding:5px 12px;margin-bottom:14px}
.updated::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green)}

/* ---------- footer ---------- */
.site-footer{background:var(--navy);color:#C9CED6;padding:56px 0 32px;font-size:.95rem}
.site-footer a{color:var(--light);text-decoration:none} .site-footer a:hover{color:var(--amber);text-decoration:underline}
.footer-grid{display:grid;gap:32px;grid-template-columns:1.6fr 1fr 1fr;margin-bottom:32px}
.footer-grid ul{list-style:none;padding:0;margin:0} .footer-grid li{margin-bottom:10px}
.site-footer h3{font-size:.8rem!important;letter-spacing:.12em;text-transform:uppercase;color:#8D97A8!important;margin-bottom:16px}
.site-footer .brand img{height:42px}
.site-footer .brand + p{max-width:320px}
.fine{border-top:1px solid var(--navy-2);padding-top:22px;font-size:.84rem;color:#8D97A8;margin:0}

/* ---------- responsive ---------- */
@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:48px}
  .hero-card{justify-self:start;max-width:440px;transform:none}
  .cta{grid-template-columns:1fr;padding:36px}
}
@media (max-width:760px){
  body{font-size:16px}
  .wrap{padding:0 18px}
  .site-header .wrap{flex-direction:column;align-items:stretch;gap:0;min-height:0;padding-top:10px}
  .brand img{height:36px}
  .nav{overflow-x:auto;scrollbar-width:none;margin:6px -18px 0;padding:0 14px 10px;gap:2px}
  .nav::-webkit-scrollbar{display:none}
  .nav a{padding:6px 10px;font-size:.88rem}
  .nav{mask-image:linear-gradient(90deg,#000 88%,transparent);-webkit-mask-image:linear-gradient(90deg,#000 88%,transparent)}
  .hero{padding:52px 0 60px}
  .hero::before{right:-320px;top:-260px}
  .hero-stats{grid-template-columns:1fr 1fr;gap:18px 24px}
  .hero-card{display:none}
  section{padding:52px 0}
  .page-head{padding:40px 0 28px}
  .prose{padding:36px 18px 64px}
  .step{grid-template-columns:1fr;gap:14px;padding:22px}
  .step-num{width:46px;height:46px;font-size:1.1rem;border-radius:13px}
  .cta{padding:28px;border-radius:20px}
  .cta .btn{width:100%}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-grid > div:first-child{grid-column:1/-1}
  .card{padding:22px}
  .prose table{display:block;overflow-x:auto}
}
@media (max-width:420px){
  .actions .btn{width:100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}